AC Financial provides an evaluation service for existing Unit Trust/OEIC's portfolio's, whether they be held in ISA's PEP's, SIPP's or SSAS's. Where the investor is building a portfolio with cash we will also advise upon the most tax efficient wrapper within which to hold funds. The minimum portfolio size to qualify for the service is £50,000 which includes existing funds and cash. The object of our evaluation will be to provide the maximum level of return for the risk being taken.

What will an evaluation provide?

1. Where funds are currently held we will evaluate the risk profile of the overall portfolio compared to your own stated risk profile. If there is a risk rate discrepancy we will inform you. The portfolio will then be compared with one that is more in line with your risk tolerance. Portfolio design will always start at the sector level and only then will individual funds be selected. To qualify we merely require that we are appointed as your agent for funds held - this does not entail costs on your part.

2. Where cash awaiting investment is held we will provide a full evaluation of your risk profile, income requirement, tax position and any other potential factors. Once this is established we will provide recommendations on how a portfolio of balanced suitable sectors and funds might be best provided.

To access this service please telephone Stephen Charles on 0800 731 3080, email or complete the following form: