Mortgages - A C Financial will direct mortgage enquirers to the mortgage and interest rate most suited to their requirements. We are confident that existing mortgages will save £000's by the simple expedient of moving their mortgage to a more competitive provider. In many cases we are able to provide a lower rate than would be available by dealing direct with the Bank or Building Society

Mortgage Best Rates

Rates as supplied by Chelsea Mortgage Management as of 28th January 2005. Rates are subject to change - please request an up to date quote.

Residential Purchase	Residential Re-Mortgage
4.44% 2 yr Tracker Base Rate - 0.31% for 2 yrs No overhanging penalties £499 fee 60% LTV 4.48% 2 yr Discount SVR - 2.10% to 31/03/07 No overhanging penalties £399 arrangement fee 90% LTV 4.49% 2 yr Fix Fixed to 31/03/07 No overhanging penalties £395 arrangement fee, 95% LTV	4.89% 2 yr Fix Fixed to 30/04/07 No overhanging penalties £395 arrangement fee 95% LTV Free legals and valuation 4.79% 2 yr Tracker Base Rate +0.04% for 2 years NIL redemption penalties £395 arrangement fee95% LTV Free legals and valuation fee refunded on completion *Conditions may apply
Buy to Let 5.35% Variable Rate Lender SVR Nil redemption penalties £425 arrangement fee Free valuation 65% LTV Rental yield calculated at pay rate 5.29% 3 yr Fix Fixed to 31/03/08 No overhanging penalties £799 booking fee 85% LTV Rental yield calculated at pay rate	Self Certification 5.65% 3 yr fix Fixed to 31/03/08 No Overhanging Penalties £399 arrangement fee 90% LTV 4.99% 2 yr Tracker Base Rate + 0.24% to 01/02/07 Nil redemption penalties £595 arrangement fee 85% LTV

THIS IS AN EXAMPLE OF THE RATES AVAILABLE. FOR A MORE DETAILED QUOTATION
Please call us on 0800 731 3080

Base Rate @ 28th January 2005:	4.75%

LIBOR Rate @ 28th January 2005:	1 Mth		3 Mth	6 Mth	12 Mth
	4.84%		4.87%	4.90%	4.95%

Swap Rate @ 28th January 2005:	1 yr	2 yr	3 yr	5 yr	10 yr
	4.92%	4.86%	4.86%	4.89%	4.93%
Your home is at risk if you do not keep up repayments on a mortgage or other loan secured on it. Be sure you can afford the repayments before entering into any credit agreement. The Financial Services Authority does not regulate some types of mortgages. Authorised by The Financial Services Authority.

Home

Fund prices & performance

AC Finanical Limited
Norfolk House (East)
499 Silbury Boulevard
Central Milton Keynes
MK9 2AH

Telephone No: 01908 764248
Freephone No: 0800 731 3080
Fax No: 01908 488232