Funds

Whether you are looking for income or growth, the ability to understand how best to achieve your goals is an important factor. Some investors rely upon past performance when choosing funds and are disappointed when, as is often the case, their funds disappoint. This is often because they have invested in a sector that was fashionable and consequently they may have bought at a peak. We carried out research of the entire UK Unit trust/OEIC market in 2005 to prove that successful investment results were almost entirely due to being in the right sectors. To illustrate this we compared two investors: Investor 1) who always invested with the best Fund Manager but unfortunately in the worst sector each year and Investor 2) who always invested with the worst Fund Manager but as it turned out, in the best sectors. Investor 2 by choosing the worst fund manager in the best sector turned £3,437 into £1,000,000 over 25 years to the end of 2004 whilst the best fund managers in the worst sectors turned the same initial investment into £1,323 over the same period. Although this research was published in 2005 the principles remain the same today – and you can view the latest 5 year results that include the market collapse of 2008/9 here

Fund Performance - current prices & discounts

Investors wishing to research funds independently may do so by pressing one of the four buttons on the bottom of the page, this will open the Trustnet website that contains impressive research, prices, charts and risk assessments on UK and Offshore collective funds including Pension funds and much more. Investors wishing to manage and regularly review their Portfolio’s may also add them to the site and review them constantly in terms of risk and performance analysis.

Fund Discounts are available from us on funds selected by you without personal advice requested from us. These take the form of initial commission sacrifice and/or negotiated discounts. As this can save you as much as 5% on the initial charge we urge you to place your instructions through us. To invest in funds at a discount please let us know which funds you want to invest in and how much you wish to invest by using our contact form here.

Personal Portfolio Design

If however you require personal guidance and prefer a tailor-made portfolio that is specifically targeted at your income requirements, risk profile, taxation status and other issues please request this.

When designing a specific portfolio for you we consider the following personal factors:

• Time frame for investment
• Income target required
• Taxation status of the investor
• Risk profile
• Short term capital redemption possibility

When choosing funds we consider the following:

• Is the sector oversold or overbought based on historic performance – this determines what, if any should be placed in the sector
• Have the funds selected enjoyed consistent returns within their respective sectors
• Do the core holdings retain the ability to profit from rising and falling markets
• Does the portfolio retain a balance to profit the overall return in good times and bad
• Funds will be selected from a watch list of 40-50 funds that are constantly monitored

Ongoing service: This can be discussed prior to us providing an initial report - generally annual reports and valuations are provided by ourselves and interim suggestions are also made, if and when we deem it prudent to make fund alterations.

Minimum Initial Investment amount is £100,000 that may include existing funds

To request an initial discussion that is available cost free please provide your requirements here