When did you last review your investments?
What are you trying to achieve?
Are your investments meeting these requirements?
Have your circumstances changed since placing your investments?
Do you know how your investments are performing compared to an appropriate benchmark?

If you can answer these questions satisfactorily then you are probably happy to stay where you are. If not then an independent overview based upon your financial objective will prove invaluable. After all you probably have your car serviced at least annually, it surely makes sense to review your investments at least as often.

What will an appraisal achieve?

• Consider your current needs, objectives and circumstances

• Match these against current investments in terms of risks and strategy

• Provide an appropriate balance of investments on a risk adjusted basis

• Select appropriate fund managers on a Standard & Poor's fund rating basis

What are the costs

There is no charge levied for those investors who qualify for the service. If, as a result of the appraisal you decide to make alterations to your existing holdings there may be a charge on purchasing new funds. If there were to be a charge on reinvestment you would be informed in advance.

Who qualifies

The service is aimed at Unit Trust/ISA/PEP, Sipp's SSAS's or Pension Draw Down portfolio's of a minimum value of £50,000. Alternatively a smaller value is acceptable providing that it is intended that the portfolio is to be made up to this amount with extra cash.

To access the service please contact Stephen Charles on 0800 731 3080 or email: stephen@ac-financial.co.uk