Guides currently available

Guides Currently Available

To view the current guides in Acrobat Format, please click the appropriate link.
If you do not have Acrobat Reader, please click on the Acrobat icon to download it.

The AC Guide to Investment - Whether you invest through a Unit Trust/OEIC portfolio, PEP's or ISA's, an Investment Bond, or a pension fund and are seeking capital growth or income, the most important factor is a successful outcome! Here we turn conventional wisdom on its head by demonstrating how the difference in outcome of £1million and £224 could have been achieved by relying on sector selection rather than individual so called 'Star' fund managers.

Property Bond Guide - We have produced a detailed guide that analyses these bonds and explains what they are, who provides them, and how they are currently invested. In addition, the performance of these funds is covered over different time periods. Charges are identified in a clear manner and investors are able to benefit from a reduced charging structure through A C Financial.

New Pensions and Annuities Guide - How to gain a £792 annual gift from the Inland Revenue (for you and your family) - A C Financial' New Pensions and Annuities Guide - An explanation of this attractive new tax efficient investment scheme plus helpful tips on how best to invest - Plus financially strong household name investment institutions highlighted with reduced cost dealing terms available in most cases.

Distribution Bond Guide - Distribution bonds provide a regular income of around 4-5% per annum after basic rate tax is accounted for. The income has historically been reliable and has tended to increase over time. This guide provides an insight into how these bonds work, recent annual yields, Standard & Poor's star ratings and historic performance. All bonds highlighted are available through us at discounted cost terms.

Investment Bond Tax Guide - Detailed assessment and explanation of the taxation benefits of investing via Life Assurance Based Investment Bonds Provides A detailed explanation of how 'With Profit Bonds' in common with other investment bonds are taxed under the life assurance rules. Practical examples of how 'top slicing' relief may reduce or even eliminate higher rate tax liability on final encashment. An explanation of how the investor may take 5% annual withdrawals free of personal basic rate tax and without immediate liability to 'higher rates' taxes.

With Profit Bond Report 2005- In spite of recovering stock markets the bonuses on these bonds continue to fall. This report provides some answers posed by many investors holding these bonds, and we believe will prove invaluable for investors who are considering new investment.